Buy a House WITHOUT a Realtor: 7 Simple Steps
Hello, it’s Coni from Buy Without Realtor! Today, we’re breaking down the step-by-step process of buying a house without a realtor. Whether you want to save on commissions or just take control of the process, this guide is for you. Let’s get started!”
“First, we’ll cover financial preparation, then move on to finding your dream home, and finally, we’ll go through the steps to closing the deal.”
Step 1: Financial Preparation
- Before you start house hunting, get your finances in order. Check your credit score, get pre-approved for a mortgage, and set a budget. Knowing your financial limits will make the entire process smoother.
Step 2: Research and Find a Home
- Now it’s time to find your dream home. Use online listings, attend open houses, and explore neighborhoods to narrow down your options. Make a list of must-haves and nice-to-haves to help focus your search.
Step 3: Schedule Viewings
- Once you have a list of potential homes, schedule viewings. Take your time to inspect each property and take notes. Don’t be afraid to ask questions about the home’s condition and history.
Step 4: Make an Offer
- Found the perfect home? It’s time to make an offer. Research recent sales in the area to make a competitive offer. Include contingencies like inspection and financing to protect yourself.
Step 5: Schedule an Inspection
- After your offer is accepted, schedule a home inspection. This is crucial to identify any potential issues. If significant problems are found, you can negotiate repairs or adjust your offer.
Step 6: Finalize Mortgage Documents
- With a satisfactory inspection, it’s time to finalize your mortgage. Submit all required documents to your lender and lock in your interest rate. Review all terms carefully before signing.
Step 7: Close the Deal
- The final step is closing. This is where you’ll sign all the paperwork, pay closing costs, and get the keys to your new home.
Congratulations, you’ve bought a house without a realtor!”
